Trying to figure out where you can use your EBT card can sometimes feel like a puzzle! If you’re a fan of sandwiches and are wondering, “Does Subway accept EBT food stamps?” then you’re in the right place. This essay will break down everything you need to know about using your EBT card at Subway, including the rules, the exceptions, and how to find out if your local Subway is on board.
The Simple Answer: Does Subway Take EBT?
Yes, in many locations, Subway does accept EBT food stamps. This is because Subway, like many fast-food restaurants, is a participant in the SNAP (Supplemental Nutrition Assistance Program) restaurant meals program. But it isn’t always the case, so let’s dive a little deeper.

The Restaurant Meals Program: What It Means
The key to understanding Subway’s EBT acceptance lies in the Restaurant Meals Program (RMP). This program allows certain SNAP recipients (usually those who are elderly, disabled, or homeless) to use their EBT benefits to buy prepared meals at participating restaurants. It’s meant to help people who may not have the means to cook their own food. The restaurant meals program varies by state, so it’s not available in every state.
The RMP is specifically for people who have difficulty preparing their own meals. This can include people who can’t cook because of a disability, advanced age, or who don’t have a place to cook.
Whether or not a Subway location takes EBT depends on whether it has chosen to participate in the RMP. If it has signed up, then it is eligible to accept food stamps from qualified recipients. The rules for which restaurants can join and who can use the RMP vary between states.
So, how does the Restaurant Meals Program work?
- The state approves restaurants to participate.
- Only specific SNAP recipients can use the RMP.
- EBT cards are swiped at the restaurant, just like any other purchase.
- The government pays the restaurant for the food.
State-by-State Variations: Where Subway Accepts EBT
The biggest thing to understand is that whether or not a Subway accepts EBT is usually determined by the state the store is in. Each state decides which restaurants can join the Restaurant Meals Program and what rules will apply. Some states have many Subway locations in the program, while others have very few or none at all. This means you might be able to use your EBT card at Subway in one state, but not in another, even if you are a qualified recipient.
Some states that have RMP programs include:
- Arizona
- California
- Maryland
- Michigan
- Rhode Island
If you live in a state that has the Restaurant Meals Program, it is possible that certain Subway restaurants in your area will accept EBT cards.
Always check with your state’s SNAP website or local resources to get the most accurate list of participating restaurants in your specific area.
Finding EBT-Accepting Subway Locations: How to Find Out
The simplest way to find out if a particular Subway accepts EBT is to ask! When you are at a Subway restaurant, just ask the staff if they accept EBT. This is the fastest way to find out if the particular location participates in the Restaurant Meals Program.
You can also call the Subway location. Look up the phone number online, then call them before you go there to verify whether they take food stamps. Many locations will be happy to tell you the answer, so you don’t have to waste your time.
You can also use online tools to help you find an EBT-accepting Subway.
Tool | How it Works |
---|---|
SNAP Restaurant Finder | Provides a list of restaurants that participate in the RMP |
Google Maps | Search for “Subway EBT” and see if locations are marked |
Some states have online tools or lists that show which restaurants accept EBT. Check your state’s Department of Human Services or SNAP website for such resources.
What You Can Buy with EBT at Subway: Eligible Items
Generally, when you use EBT at Subway, you can only buy things that are considered “eligible food items”. This means things like sandwiches, salads, and other items that are meant to be eaten, and not other things.
It’s important to remember that the rules of the RMP apply when purchasing food with your EBT card. These include restrictions on what you can buy with the card. For example, you can’t buy tobacco, alcohol, or non-food items.
Here are some examples of items you can usually buy with EBT at Subway:
- Sandwiches
- Salads
- Chips
- Beverages that are non-alcoholic
Check with the specific Subway location or the cashier when ordering to ensure that the items you’re purchasing are eligible for EBT.
What You Cannot Buy with EBT at Subway
There are certain items at Subway that you can’t buy with your EBT card. Generally, these are items that are not considered essential food items or are prohibited by the SNAP program.
Here are some examples of items you cannot buy with EBT:
- Alcoholic beverages
- Tobacco products
- Non-food items (e.g., napkins, utensils, etc. that are not part of the meal)
- Items that can be considered “luxury”
If you’re unsure if an item is eligible, it’s always best to ask the cashier at the restaurant.
Also, sometimes you might not be able to purchase certain extras. For example, if the location sells gift cards, you might not be able to use your EBT card to purchase them.
Important Reminders for Using EBT at Subway
When using your EBT card at Subway, there are a few things to keep in mind. Always check with the restaurant beforehand if you’re unsure whether they participate in the RMP. Also, make sure you know your balance and that you have enough funds to cover your purchase.
Remember that EBT cards and the benefits they provide are for the use of the eligible recipient only. Never let others use your EBT card.
Here are some important reminders:
- Check if the location accepts EBT before ordering.
- Make sure you are eligible to use EBT.
- Only purchase eligible food items.
- Keep your EBT card secure.
Also, keep your receipt as proof of purchase and to track your balance.
Conclusion
So, does Subway accept EBT food stamps? The answer is: it depends! While many locations participate in the Restaurant Meals Program, it varies from state to state. If you’re a SNAP recipient and you’re craving a Subway sandwich, the best thing to do is to ask the specific restaurant or check your state’s resources. By understanding the rules and knowing how to find participating locations, you can enjoy a delicious and affordable meal at Subway using your EBT benefits.